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How Lending-as-a-Service (LaaS) is Empowering...

For long, lending has been the “bastion” of banks and lending institutions across the globe. In recent years, cloud platforms have transformed lending services through digitalization. With easy access to cloud-powered platforms, non-traditional lenders can now disburse easy loans for the convenience of their customers. As a cloud service, Lending-as-a-Service (LaaS) offers a modern approach […]

The Role of APIs in Transforming Cross-Border...

As global trade returns to the “normal” in 2024, cross-border payments are growing in relevance. Valued at $190 trillion in 2023, cross-border payments are set to increase by 53% by 2030. So far, “traditional” cross-border (or international) payments are time-consuming and expensive. Naveen Mallela of JP Morgan Payments observes that modern consumers expect cross-border payments […]

How Financial Services Can Leverage AI and Ma...

AI and machine learning technologies are profoundly impacting industries, including the financial services sector. Financial sector executives are applying AI-driven insights to transform how they work, think, and make decisions. According to Statista, the financial services sector invested $35 billion in AI technology in 2023. The 2024 report on the “State of AI in Financial […]

5 Benefits of Building Applications Using Mic...

Competing in challenging markets often requires businesses to stay nimble and agile in their customer experience delivery – be it for products or services. With the digital economy growing at an accelerated pace, it is natural for technology platforms to be the core of your business, on the consumer side as well as on the […]

Top 6 Challenges in Enterprise Application Mo...

As digital technology continues to advance, legacy tools and applications cannot keep up with the fast pace of innovations and changing market requirements. The 2023 Foundry survey found that CIOs rate application modernization as their 3rd highest priority. Over 90% of CIOs believe that IT spending on modernization will grow – or at worse, stay […]

Managing Credit Card Dues – How Technology Ha...

In recent years, India has seen a massive increase in the issuance of credit cards. According to Statista, India recorded over 2.9 billion credit card transactions valued at ₹14 trillion in FY23. At the same time, there’s a rapid increase in credit card payment defaults. The credit card default amount was valued at ₹4,072 crores […]

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