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Project This project is to develop a micro system using API first cloud native for loan verification management which consist of different type of verifications like Field Inspection, Legal Verification, Valuation and Tele Verification, Personal Discussion & Video personal discussion. Purpose of this project is to develop a micro system which perform different verifications as […]

Project This project is to upgrade the existing PineLabs platform to enable credit line on UPI by integrating with Lender applications. Key lending applications of existing PineLabs platform were impacted like KYC, Underwriting, Onboarding and Authorization. This upgrade also brings in the key feature of Registration on third party UPI application for credit line on […]

The credit card industry, with a global holder count of over 1.25 billion in 2023, is expanding and undergoing remarkable transformations. As we approach 2024, this sector continues its dynamic evolution on an impressive trajectory. Emerging technologies propel it along, and evolving consumer behaviors shape its course, all within the context of a changing regulatory […]

According to the Reserve Bank of India (RBI), India’s financial inclusion index improved from 43.4 (in 2017) to 60.1 (in 2023). At the same time, the global financial inclusion (FI) index improved to 63.4 in 2023. Despite the recent progress, a significant portion of the world’s population remains excluded from the global financial system. According […]

PROJECT This project is about interactive voice response based testing, which involves front end application SPRINKLR used by bank employees to interact with customers. Purpose of this project is to manage high volume calls everyday handled by agents like sales inquiries, customer service, collections and support. This cover all bank products like Credit card, Debit […]

“There is a strong revenue and valuation argument to be made in favor of hyper-personalization,” stresses Deloitte in its Future of Retail Banking report. The consulting giant also dives deep into the personalization maturity curve, highlighting how it’s time for financial institutions to move from rule-based segmentation and leverage behavioral recommendations, omnichannel optimization, and predictive personalization to […]

The financial services sector has always attracted strict compliance regulations, and understandably so. For example, in 2017, the Guardian reported how the world’s biggest financial institutions, including Bank of America, JP Morgan, and Morgan Stanley, among others, were required to pay around £264 billion due to poor conduct. Today, with constantly evolving regulatory norms and the increasing […]

Did you know that the total transaction value of the digital payment sector is expected to reach over $9 trillion by the end of 2023 and $14.78 trillion by 2027? These impressive figures clearly indicate the tremendous growth of the digital payment sector. From conventional cheque and cash payments to digital wallets and cryptocurrencies, the […]

India is undoubtedly one of the fastest-growing economies in the world. A major outcome of economic growth is the increased financial capacity of citizens. This paves the way for banks and financial institutions to offer more products and services. In recent years, credit cards have gained increased loyalty from Indians without any demographic restrictions. In […]

In recent years, digital or online payments have seen a rapid increase in the frequency and value of transactions. The global digital payments market is expected to increase from $96.19 billion in 2022 to $111.11 billion in 2023. In fact, Statista reports that the value of transactions through digital payments will reach $9.46 trillion by the end of this […]