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Know Everything About Credit Card EMI: Do’s & Don’ts • February 28, 2024 - posted by Debasis Mohanty
The credit card market in India is very established and soaring in the contemporary time. As per reports, there were around 86 million credit cards active in India as of April 2023. The trend is going upward because a lot of banks and eCommerce websites are launching co-branded credit cards to attract customers based on […]
How to Use Payment Analytics to Grow Business? • February 26, 2024 - posted by Ashish Katkar
Be it through cash or any other mode, timely payments are essential to growing any business enterprise. In the modern age, companies are now accepting cashless forms of payment. At the global level, the volume of cashless payment transactions will reach 2.3 trillion by 2027. 30% of these transactions use payment methods like account-to-account transfers, […]
Let’s Understand the Different Types of Credit Cards • February 08, 2024 - posted by Sankhadeep Chakraborty
In 2022, around 73 million credit cards were issued in India, and this number is expected to grow to 200 million by 2026. With the various benefits and rewards that credit cards provide, their popularity has grown immensely in recent years. Many e-commerce companies typically give fantastic discounts when a transaction is made with a […]
What Is the Difference Between FinTech and RegTech? • January 29, 2024 - posted by Debasis Mohanty
Are you watching the battle for the future of finance? On one side, there are FinTechs and on the other one, we have RegTechs. FinTechs are transforming the way people manage their finances. RegTechs, acting as the guardians of compliance, are ensuring that innovation doesn’t trample over essential regulations. FinTech means companies using technology to […]
DBS CREDIT CARD LAUNCH ON INTELLECT CMS -UAT TESTING • January 25, 2024 - posted by Sankhadeep Chakraborty
Project- DBS Bank India decided to launch their credit card using Intellect card issuing platform for India region. DBS is offering Visa credit cards variants in partnership with Bajaj FinServ Limited (BFL). As part of the launch strategy, DBS launched credit cards for common-user-group (CUG) initially, followedby full-fledged customer launch. Client- DBS Bank India is […]
Will SoftPOS Set the Stage for the Next Phase in the Digital Payments Revolution? • January 24, 2024 - posted by Sankhadeep Chakraborty
How about the convenience of using your mobile phone as a digital payment terminal? This marks the next phase of digital payments in the form of SoftPOS. Short for Software Point-of-Sale, SoftPOS effectively enables retail merchants to run their business from any location without investing in expensive payment hardware. With smartphones equipped with near-field communication […]
Zeta Interest Application Development • January 20, 2024 - posted by Sankhadeep Chakraborty
Project: Zeta planned to build a technology stack to support the issuance of credit cards and was looking to build a module to calculate interest for revolving credit. The module should cover all the standard interest scenarios typical to credit card life cycle. Client: Zeta is a modern banking technology company which provides its products/applications […]
B2B Payments – What Are the Trends in 2024? • January 11, 2024 - posted by Debasis Mohanty
In 2019, the global B2B payments market hit $732.4 billion, took a pandemic hit in 2020 at $868 million, only to bounce back impressively to $125 billion by the end of 2021. Yet, that’s not the end of the tale. Juniper Research projects an eye-popping leap, aiming for the global B2B payments industry to top […]
Lentra Verification Micro System Development • January 10, 2024 - posted by Sankhadeep Chakraborty
Project This project is to develop a micro system using API first cloud native for loan verification management which consist of different type of verifications like Field Inspection, Legal Verification, Valuation and Tele Verification, Personal Discussion & Video personal discussion. Purpose of this project is to develop a micro system which perform different verifications as […]
Pinelabs Sigma Project -Credit Line on UPI • January 10, 2024 - posted by Sankhadeep Chakraborty
Project This project is to upgrade the existing PineLabs platform to enable credit line on UPI by integrating with Lender applications. Key lending applications of existing PineLabs platform were impacted like KYC, Underwriting, Onboarding and Authorization. This upgrade also brings in the key feature of Registration on third party UPI application for credit line on […]