5 posts in the “White Papers” category

The spectrum of interest rates on credit cards available to the average person is broad, ranging from 5.88% to a massive 52.85% annually. Within this range of interest rates, the upper end may represent considerable monetary difficulties, potentially loading borrowers with sizable interest fees that continue to build up over time. As customers confront the consequences […]

For the last few years, biometric security has been touted as the future of payments. Traditionally, biometric technologies like face recognition are safer than the user name/password system. However, there have been concerns. For example, in his book “A Hacker’s Mind“, the renowned security technologist Bruce Schneier highlights the risks of biometrics data. He talks […]

Between April and September 2022, banking entities in India reported 2,331 fraud cases involving INR 87 crore. This marked an increase from the previous six-month period, during which 1,532 frauds involving Rs 60 crore were reported by these entities. No doubt, the banking landscape is rife with frauds perpetrated by criminals, who use social engineering and other […]

Market Trends Asia Card Payments Card payments are one of the dominant modes of non-cash payments globally, forecasted to account for more than half of the global point of sale transactions over the next five years, as per industry reports. Even in digital wallet dominated markets such as the APAC, cards are forecasted to account […]

NEED FOR PROCESS DISCOVERY As per recent findings of Automation Anywhere, close to 80% of Automation opportunities are left undiscovered by the time initial phase of project is completed and around 65% effort is spent in process understanding before implementing the automation solution. Therefore, a thorough Process Discovery is the only way to start a […]