Success Story Card Migration

By Sankhadeep Chakraborty . June 21, 2021 . Success Stories

VisionPLUS to HPS PowerCard migration in UAE

Business Objectives

To successfully migrate Credit, Prepaid & Islamic credit cards portfolio
from existing VisionPLUS card processor platform together with data
held inhouse at T24 system to HPS PowerCARD platform.

The Challenges

Multiple challenges were encountered during the entire migration project. Thefollowing list provides a glimpse of those challenges:

  • Inherent challenges posed by multiple sources of data, active card accounts from prior processor and 90 days past due, written-off accounts data from a different source system. During the time when the cards portfolio was growing, certain system changes were made like split limit implementation, these were posing threat to the data consistency while reconciling.
  • There were challenges in understanding and setting up the desired parameters due to change in migration approach in UAT and PROD respectively.
  • Change in migration strategy very close to the planned migration change was one of the biggest challenge. Instead of the cycle day cut-off it was decided to migrate on a non-cycle day.


Our Client Institution was established as one of UAE’s first “independent” finance companies. They started their operations in July 2004, and the principal activities included investments, consumer and commercial financing. Since inception, this finance company has made significant advancements to become a credible player in the UAE market.

This consumer finance arm contributes a significant portion to its total business. Under this vertical client issues a wide variety of cards which includes the Titanium (Cartnet), Platinum, Gold, Payday and Islamic cards. The entire cards portfolio was hosted in a processing platform on VisionPLUS system……

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